Payments Consultant

I have been following with rapt attention the enthusiasm about NFC and mobile payments.  As an early participant in the build out of the NFC ecosystem and currently a payments consultant, I’m in a position to see both the unequivocal positives of NFC mobile payments technology, and the complexity it will take to build it out. Any [...]

M-Paisa is a mobile payments scheme in Afghanistan modeled after the wildly successful M-PESA in Kenya that was launched in 2007 and now boasts over 12.5m subscribers.  From the mobile carrier Roshan paying it’s employees to the Afghan National Police force distributing salaries (and in some cases bumping salaries up to fend off the Taliban), this [...]

This week saw the announcement that Nokia is shipping their C7 smartphone with Near Field Communications (NFC) hardware capability and the promise of an NFC software upgrade coming soon. in the past, I’ve posted on Remote Mobile Payments, developments on the rumored AT&T, Verizon and T-Mobile consortium, and opinions on how the parties should approach [...]

The reporter who broke the AT&T/Verizon/T-Mobile NFC Mobile Payments story this week just came out with a follow-up story that names the initiative and suggests the cities where it will pilot next year.  Apparently it’s caled Mercury, and the cities being contemplated are in Texas, Utah and Minnesota.  I’ll keep tracking the news on this story and post more here [...]

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Fear and Greed are often discussed among investors and others as the great emotional motivators among capitalists.  Looking through this filter let’s take a look at the big recent news in mobile payments:  a big deal between three of the largest US mobile carriers, a bank and a card network.
AT&T, Verizon and T-Mobile made big [...]