Payments Consultant

I have been following with rapt attention the enthusiasm about NFC and mobile payments.  As an early participant in the build out of the NFC ecosystem and currently a payments consultant, I’m in a position to see both the unequivocal positives of NFC mobile payments technology, and the complexity it will take to build it out. Any [...]

M-Paisa is a mobile payments scheme in Afghanistan modeled after the wildly successful M-PESA in Kenya that was launched in 2007 and now boasts over 12.5m subscribers.  From the mobile carrier Roshan paying it’s employees to the Afghan National Police force distributing salaries (and in some cases bumping salaries up to fend off the Taliban), this [...]

This week saw the announcement that Nokia is shipping their C7 smartphone with Near Field Communications (NFC) hardware capability and the promise of an NFC software upgrade coming soon. in the past, I’ve posted on Remote Mobile Payments, developments on the rumored AT&T, Verizon and T-Mobile consortium, and opinions on how the parties should approach [...]

The reporter who broke the AT&T/Verizon/T-Mobile NFC Mobile Payments story this week just came out with a follow-up story that names the initiative and suggests the cities where it will pilot next year.  Apparently it’s caled Mercury, and the cities being contemplated are in Texas, Utah and Minnesota.  I’ll keep tracking the news on this story and post more here [...]

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Fear and Greed are often discussed among investors and others as the great emotional motivators among capitalists.  Looking through this filter let’s take a look at the big recent news in mobile payments:  a big deal between three of the largest US mobile carriers, a bank and a card network.
AT&T, Verizon and T-Mobile made big [...]

As 2010 approaches its midpoint, we continue to track mobile payments of all types. NFC-based mobile payments keep moving forward with announcements in China and Turkey. By far, the largest and fastest growing commercial market is remote mobile payments, which received a major boost this year from donations generated to support relief efforts [...]

2010 is the Year of Mobile Payments. Apple news, acquisition rumors and lots of investment news have kicked off 2010 in a big way for mobile payments.

First of all, I would be remiss in this post if I didn’t start by sharing my condolences and most heartfelt sadness for the Haitian people who have suffered so much, and everyone who has suffered because of this terrible tragedy. My wife and I were in Phuket two days before the Tsunami of [...]

Billing Revolution announced a major mobile payments deal today with Retail Data Systems (RDS), North America’s largest provider of POS systems. This is a big deal, because it’s the first major announcement I’ve seen where a point of sale provider can actually integrate into the consumer’s experience on the mobile phone. The Billing [...]